Microfinance And Poverty Evidence Using Panel Data From Bangladesh Pdf
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- No.216 Microfinance Competition and Multiple Borrowing: Evidence Using Panel Data from Bangladesh
- Micro-credit Access and Household Welfare in Rural Cameroon
- The Impact of Mobile Money on Long-Term Poverty: Evidence from Bangladesh
With Takashi Kurosaki. Seasonal migration due to agricultural lean season is a common phenomenon in developing countries, especially in Bangladesh. During such agricultural downturns, a large share of the labor force temporarily migrates to nearby urban areas for survival. However, through strict weekly loan repayment rules, micro-credit institutions can hamper this process, reducing the ability of participating people to react to a shock. We combine a panel data survey with a randomized experiment to test the impact of relaxing these payment rules on seasonal migration, loan repayment and micro-credit participation rates.
No.216 Microfinance Competition and Multiple Borrowing: Evidence Using Panel Data from Bangladesh
Shahidur R. Microfinance supports mainly informal activities that often have a low return and low market demand. It may therefore be hypothesized that the aggregate poverty impact of microfinance is modest or even nonexistent. If true, the poverty impact of microfinance observed at the participant level represents either income redistribution or short-run income generation from the microfinance intervention.
This article examines the effects of microfinance on poverty reduction at both the participant and the aggregate levels using panel data from Bangladesh. The results suggest that access to microfinance contributes to poverty reduction, especially for female participants, and to overall poverty reduction at the village level. Microfinance thus helps not only poor participants but also the local economy.
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Oxford Academic. Google Scholar. Cite Cite Shahidur R. Select Format Select format. Permissions Icon Permissions. Abstract Microfinance supports mainly informal activities that often have a low return and low market demand. All rights reserved.
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Micro-credit Access and Household Welfare in Rural Cameroon
Skip to search form Skip to main content You are currently offline. Some features of the site may not work correctly. DOI: Khandker Published Economics. Micro-finance supports mainly informal activities that often have low market demand. It may be thus hypothesized that the aggregate poverty impact of micro-finance in an economy with low economic growth is modest or nonexistent. The observed borrower-level poverty impact is then a result of income redistribution or short-run income generation.
pants but also the local economy. Bangladesh has been a pioneer in the microfinance movement since.
The Impact of Mobile Money on Long-Term Poverty: Evidence from Bangladesh
This paper examines the causes and consequences of multiple borrowing in rural Bangladesh using long-term household and village panel data covering the years to Our empirical analysis reveals that sharply growing number of microfinance institutions MFIs in a wider set of villages over time, coincides with corresponding increase in household borrowing from multiple MFIs as well as households accessing loans generally. The climbing number of MFIs also explains the significant rises in the total values of household assets especially in the form of agricultural equipment.
Mobile money has become a lifeline for millions of poor people who have limited access to a formal banking system. In this paper, we ask whether mobile money can help lift people out of poverty. Previous studies have addressed this question by using microanalyses of field experiments or longitudinal data on rural households, whereas we use district-level data to reevaluate the mobile money—poverty nexus.
ГЛАВА 121 - Семь минут! - оповестил техник. - Восемь рядов по восемь! - возбужденно воскликнула Сьюзан. Соши быстро печатала. Фонтейн наблюдал молча. Предпоследний щит становился все тоньше.